After a car accident it is not unusual for the adjuster to try to pressure you into providing a recorded statement. They may tell you that you have to provide them with a statement in order for them to process their claim. This is not the law in South Carolina.
The reason that insurance companies want a recorded statement is for them to use it later to either deny your claim altogether or to help them reduce the amount that they must pay in settlement.
Typically they will request a recorded statement immediately or very soon after an accident - sometimes when people are still shaken up. Often times forgotten details, or the fact that the extent of the injuries or damages are not yet known, will make it impossible for you to provide a full and complete account of what happened. If you find yourself in a situation where you need to supplement or amend your statement this may be used against you to challenge your credibility, honesty and character.
You are not required to provide a recorded statement, or a written statement, to an insurance company as part of the claims submission process. If you are being pressured into providing such a statement you would be advised to seek the advice of an attorney regarding your situation.
Contact the Law Office of James R. Snell, Jr., LLC, about your case today at 1-866-252-5789.